Best financial tools for expats in 2024

Feeling overwhelmed by the exploding number of tools?

From net worth trackers to international brokerages, we handpicked a list of the best tools specifically tailored for global citizens like you.

Below you'll find only tools that we personally use or vouch for.

📢 Disclaimer: Content may contain affiliate links or sponsored content — I will never work with a brand that I don't personally use or believe in.

Kubera

Price: 
$6.67/mo ($100 off - email me for referral)
What is it

Kubera auto-tracks your family’s net worth across currencies and accounts, analyzes your portfolio, and plans future scenarios. My wife and I use this tool as part of our monthly money review.

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Lunch Money

Price: 
$10/mo (+ additional 1 month free with affiliate link)
What is it

Simplifies expense tracking and budgeting with easy bank integrations across 17 countries, even including crypto accounts.

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The Platinum Card® from American Express

Price: 
$695 annual fee (rates and fees below)
What is it

The AMEX Platinum is a top-tier credit card that comes with a fantastic welcome bonus, luxurious perks, and a range of additional value-add services (Uber credits, annual statement credits, etc.). It's my go-to card for no foreign transaction fees, airport lounges (Centurion FTW), and concierge service.

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Chase Sapphire Reserve®

Price: 
$550 annual fee
What is it

The Chase Sapphire Reserve® is a premium travel rewards card for frequent flyers and travelers who want to maximize their spending. I've used it for its no foreign transaction fees and rich miles rewards program. It's known to offer a competitive rewards program vs its closest competitor, the American Express Platinum Card®, for a lower fee.

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Interactive Brokers

Price: 
$0 account fees (earn up to $1,000 with affiliate link)
What is it

My go-to international brokerage. Founded in 1977, Interactive Brokers is an American multinational brokerage (Nasdaq: IBKR)—and one of the largest in the world. It serves customers from over 200 countries, providing access to products in 150+ markets and 27 currencies worldwide.

When asked about brokerages, I generally recommend Interactive Brokers for expats and people living overseas. Here's why: trusted platform, broad selection of stocks and funds, easier to move abroad with your account, and low fees.

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Finchat

Price: 
Starts at $19.99/mo
What is it

Finchat is an AI-powered investment research platform that provides global equity coverage on 40,000 stocks and funds with 35 years of historical financials.

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Portfolio Visualizer

Price: 
Free (Paid: starts at $19/mo)
What is it

Comprehensive suite of portfolio analysis tools that helps you compare and analyze portfolios and investment products. I personally use the backtest asset allocation tool to compare portfolios.

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Wise

Price: 
Starts at 0.43% per transfer
What is it

Wise is one of my preferred online money transfer services due to its low and transparent fees, broad network (50+ currencies), and simple UX.

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Instarem Money Transfer

Price: 
Starts at 0.25% per transfer
What is it

Instarem is another solid online money transfer service with low and transparent fees and fast transfers. Depending on the route, it sometimes offers the most competitive exchange rates on the market (better than Wise).

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SafetyWing Nomad Health

Price: 
Starts at $123/mo
What is it

SafetyWing Nomad Health is a comprehensive health insurance plan designed for expats, remote workers, and digital nomads. It provides coverage for medical expenses, including COVID-19, while allowing you to maintain your coverage as you move from one country to another.

↳ Read full review

US Expat Tax Services

Price: 
Starts at $500-$1,000
What is it

This service is run by my personal tax preparer, Stephen. File your US taxes confidently by getting personalized, expert guidance from his expat tax team.

Over the years, I have worked with Stephen on my expat tax filings and consulted with him on numerous tax questions ranging from equity as a tech worker to business entity structuring. Him and his team are excellent at what they do.

↳ Read full review

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