Instarem Money Transfer

: 2024 Review

Best for Low-Cost Money Transfer
Starts at 0.25% per transfer


Instarem Money Transfer

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Instarem is another solid online money transfer service with low and transparent fees and fast transfers. Depending on the route, it sometimes offers the most competitive exchange rates on the market (better than Wise).

Key Benefits and Features

  • Earn InstaPoints rewards with every transaction
  • Transfers to 60+ countries
  • Available for personal and business
  • Competitive FX rates and low fees
  • Special rates and zero fees are valid for new customers on their first transfer up to USD 500


  • Monthly fee: $0
  • Annual fees: $0
  • Transactional fees: typically 0.25% to 1% of the transfer amount, depending on the currency pair
  • Exchange rates: mid-market exchange rate
  • Other fees: vary by country and currency but are generally competitive

Sources: Transumo, Exiap

Dexter Zhuang
Dexter Zhuang

Dexter is the founder of Money Abroad, a website focused on financial independence for professionals abroad. He has 10+ years of experience building products and teams at companies like Dropbox, Xendit, and startups. He's lived and worked across the US, Asia Pacific, and Latin America. His work has been featured in global publications like Business Insider, CBS, US News & World Report, and Tech in Asia. He graduated from Dartmouth College.

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