Wise Business

Best for remote small businesses
$0 monthly fee, $31 opening fee
Countries available:

Quick review

The Wise Business account is a versatile financial solution that empowers businesses to conduct international transactions with low fees, swift transfers, and the ability to hold and convert funds in over 50 currencies.

It caters to businesses of all sizes, offering features like team management and expense tracking, making it an ideal choice for global financial management needs.

How to apply

  • Income requirements: n/a
  • Apply online at the link:  https://wise.com/us/business/
  • Application document requirement: you will be asked to submit certain personal and company identification documents.
  • Besides, you will need to provide some additional information that covers your company details and the scope of your business

More product details

Key Benefits and Features

  • Provides access to over 50 currencies in over 170 countries, all without any foreign transaction fees
  • Offers seamless connections with Xero, QuickBooks, Sage, FreshBooks, Wave, Oracle NetSuite, and other software solutions
  • Allows fund transfer to as many as 80 countries
  • Safeguard and change money across 50+ currencies
  • US-based businesses can benefit from an interest-bearing account with a competitive APY


  • Opening fee: $31 one-time
  • Monthly Fee: $0
  • Bank Transfers: variable
  • Card Purchases: variable
  • Foreign transaction fee: Varies by currency pair, typically lower than traditional banks

Sources: Monito, Fit Small Business

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