Chase Ink Business Preferred® Credit Card

: 2024 Review

Best for rewards + no foreign transaction fees
$95 annual fee
United States


Chase Ink Business Preferred® Credit Card

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The Chase Ink Business Preferred® Credit Card is a premium business credit card for small business owners. It provides valuable rewards, travel benefits, and flexible redemption options, making it a popular choice for businesses looking to maximize their spending.

Welcome bonus

  • 100,000 bonus points when you make $8,000 in purchases during the initial 3 months after opening your account
  • These points can be converted into either $1,000 in cash back or $1,250 for travel expenses through Chase Ultimate Rewards®

Reward rate (1x-3x)

  • 3x points for every dollar spent on travel and specific business categories, up to $150,000 per account anniversary year
  • 1x point for every dollar spent on all other purchases

Other benefits

  • Continuous surveillance for atypical credit card transactions
  • Zero Liability. You won't bear liability for unauthorized expenses using your card or account details
  • Exchange points for cash, gift certificates, travel, and more – your points remain valid as long as your account stays active
  • 25% higher value when redeeming pointsfor travel through Chase Ultimate Rewards®
  • Purchase Protection for your recent purchases for 120 days. Covers up to $10,000 per claim and $50,000 per account against damage or theft


  • $95 annual fee
  • 0% foreign transaction fee

Sources: Forbes, Nerdwallet

Dexter Zhuang
Dexter Zhuang

Dexter is the founder of Money Abroad, a website and newsletter on building wealth for global professionals. Over the last 10 years, he's been a product leader, product manager, consultant and coach at companies like Dropbox, Xendit, and growth-stage startups across the US, Asia Pacific, and Latin America. His work has been featured in global publications like Business Insider, CBS, US News & World Report, and Tech in Asia. He graduated from Dartmouth College.

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