Welcome bonus

• 100,000 bonus points when you make $8,000 in purchases during the initial 3 months after opening your account
• These points can be converted into either $1,000 in cash back or $1,250 for travel expenses through Chase Ultimate Rewards®

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Reward rate (1x-3x)‍

• 3x points for every dollar spent on travel and specific business categories, up to $150,000 per account anniversary year
• 1x point for every dollar spent on all other purchases

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Other benefits

• Continuous surveillance for atypical credit card transactions
• Zero Liability. You won't bear liability for unauthorized expenses using your card or account details
• Exchange points for cash, gift certificates, travel, and more – your points remain valid as long as your account stays active
• 25% higher value when redeeming pointsfor travel through Chase Ultimate Rewards®
• Purchase Protection for your recent purchases for 120 days. Covers up to $10,000 per claim and $50,000 per account against damage or theft

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Fees

• $95 annual fee
• 0% foreign transaction fee

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_{Sources: Forbes, Nerdwallet}