Capital One® Spark® Miles for Business

: 2024 Review

Best for travel rewards + no foreign transaction fees
Free for first year, then $95 annual fee
United States


Capital One® Spark® Miles for Business

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Capital One Spark Miles is a go-to business card designed for small businesses and entrepreneurs. It offers travel rewards on business expenses, no foreign transaction fees, no annual fee, and simplicity and flexibility with its rewards program.

It's the business version of the Capital One Ventures personal credit card. and share similar partners.

Welcome bonus

  • 50,000 points reward after you spend $4,500 during the initial 3 months after opening your account

Reward rate (2x-5x)

  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Receive unlimited 5x miles on hotels and rental cars when you make bookings through Capital One Travel

Other benefits

  • Free employee cards
  • Up to $100 credit for Global Entry or TSA Pre (enrollment required)
  • Extended warranty - Automatically prolongs the original manufacturer's warranty for qualified purchases
  • $0 fraud liability


  • $0 for your first year, then $95/year
  • 0% foreign transaction fee

Sources: Forbes, Nerdwallet

Dexter Zhuang
Dexter Zhuang

Dexter is the founder of Money Abroad, a website and newsletter on building wealth for global professionals. Over the last 10 years, he's been a product leader, product manager, consultant and coach at companies like Dropbox, Xendit, and growth-stage startups across the US, Asia Pacific, and Latin America. His work has been featured in global publications like Business Insider, CBS, US News & World Report, and Tech in Asia. He graduated from Dartmouth College.

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