Capital One Quicksilver

: 2024 Review

Best for cash reward + no annual fee
United States


Capital One Quicksilver

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The Capital One Quicksilver Cash Rewards Credit Card is a good all-around card that offers a variety of benefits, including a welcome bonus, a flat rewards rate, no annual fee, and a good introductory APR offer.

While the individual benefits may not be the best in their class, they are still valuable and make the card a worthwhile option for many people.

I personally bring my Quicksilver everywhere in case as a back-up card.

Welcome bonus

  • Receive single $200 cash incentive once you expend $500 on purchases during the initial 3 months from the start of your account

Reward rate (1.5%)

  • Gain an endless 1.5% cashback on all your everyday purchases
  • Acquire an unbounded 5% cashback on hotel stays and rental car bookings made via Capital One Travel, where you'll access Capital One's premier rates across thousands of travel choices. Conditions apply

Other benefits

  • Embrace a $0 annual fee with no additional fees for foreign transactions
  • Revel in as much as 6 months of free membership statement credits for Uber One until 11/14/2024
  • Bid farewell to rotating categories and sign-up obligations for cash rewards accumulation; furthermore, the accumulated cashback remains valid for the account's entirety, and there's no upper ceiling on your potential earnings
  • Experience a 0% introductory APR on both purchases and balance transfers, lasting for 15 months; subsequently, a variable APR ranging from 19.99% to 29.99% will take effect, along with a 3% transfer fee within the initial 15 months


  • $0 annual fee
  • No foreign transaction fees

Sources: CNET, Nerdwallet, Forbes Advisor, The Points Guy

Dexter Zhuang
Dexter Zhuang

Dexter is the founder of Money Abroad, a website and newsletter on building wealth for global professionals. Over the last 10 years, he's been a product leader, product manager, consultant and coach at companies like Dropbox, Xendit, and growth-stage startups across the US, Asia Pacific, and Latin America. His work has been featured in global publications like Business Insider, CBS, US News & World Report, and Tech in Asia. He graduated from Dartmouth College.

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