Credit Cards

The Platinum Card® from American Express

Best for Premium Lounges + No Foreign Transaction Fee
US$695 annual fee
Countries available:
United States

Quick review

The AMEX Platinum is a top-tier credit card that comes with a fantastic welcome bonus, luxurious perks, and a range of additional value-add services. It's my go-to card for no foreign transaction fees, airport lounges (Centurion FTW), and concierge service.

Cardholders get to enjoy Uber credits, discounts on airfare, bonus points, cashback, and a whole lot more. One standout feature of this card is its extensive list of annual statement credits, which make your travel experience more comfortable and help you save money on your everyday purchases.

More product details

Welcome bonus

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership

Reward rate (5x)

  • Earn 5x Membership Rewards points when booking flights directly through airlines or via American Express Travel on up to $500,000 per calendar year, then 1x
  • Obtain 5x points for prepaid hotel reservations made through American Express Travel
  • All other qualifying purchases will yield 1x points
  • Membership Rewards points offer flexible redemption options, encompassing flights, hotels, car rentals, and more
  • Enjoy the option to transfer points to partner airlines and hotels, often increasing their value

Other benefits

  • Receive up to $200 in statement credit for incidental travel fees on a chosen qualifying airline
  • Acquire up to $200 in Uber Cash applicable to U.S. rides and dining (Enrollment required)
  • Attain up to $200 in statement credit for select prepaid hotel bookings through American Express Travel
  • Access a $155 credit for Walmart+ membership (Enrollment required)
  • Get up to $300 back in statement credits for eligible Equinox membership fees annually (Enrollment required)
  • Obtain up to $240 digital entertainment credit for qualifying purchases through specific services
  • Receive up to $189 statement credit for CLEAR® Plus membership (Enrollment required)
  • Enjoy limitless entry to Global Lounge Collection locations for both the cardholder and accompanying guests (Enrollment required)
  • Receive statement credits for Global Entry and TSA Precheck application fees (Enrollment required)
  • Enjoy complimentary upgrades in status with hotels and rental car companies
  • Gain exclusive access to tables and events through Resy (Enrollment required)


  • $695 annual fee (rates and fees)
  • $195/year per additional authorized user
  • No foreign transaction fees

Sources: CNET, Nerdwallet, Forbes Advisor

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