Best Business Credit Cards for Remote Businesses

At Money Abroad, we understand that remote businesses need the right spending solutions. Whether you're a digital nomad, a virtual team, or a fully remote company, the right business credit card can be a game-changer.

We carefully curated a list of business credit cards that can offer financial flexibility, perks, and rewards that align with your remote business needs. From cashback on digital advertising to travel rewards for remote team meetups.

Explore our top recommendations below and find the card that aligns with your remote business goals.


The Business Platinum Card® from American Express

Best for Premium Lounge Access + No Foreign Transaction Fees
Price: 
US$695 annual fee
Countries available:
United States

Quick review

The American Express Business Platinum is a premium business credit card known for its exclusive benefits and perks. It caters to business travelers and offers features like airport lounge access, travel credits, and rewards programs, making it a valuable choice for business owners seeking luxury and convenience in their spending.

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Capital One® Spark® Miles for Business

Best for Business Travel Rewards + No Foreign Transaction Fees
Price: 
$0 for your first year, then $95/year
Countries available:
United States

Quick review

Capital One Spark Miles is a go-to business card designed for small businesses and entrepreneurs. It offers travel rewards on business expenses, no foreign transaction fees, no annual fee, and simplicity and flexibility with its rewards program.

It's the business version of the Capital One Ventures personal credit card. and share similar partners.

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Chase Ink Business Preferred® Credit Card

Best for High Business Rewards + No Foreign Transaction Fees
Price: 
US$95 annual fee
Countries available:
United States

Quick review

The Ink Business Preferred® Credit Card is a premium business credit card for small business owners. It provides valuable rewards, travel benefits, and flexible redemption options, making it a popular choice for businesses looking to maximize their spending.

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Wise International Business Debit Card

Best for International Business Spending
Price: 
US$0 annual fee
Countries available:
United States

Quick review

The Wise Business Debit Card is a business card that allows you to spend money in over 55 currencies and 200 countries, without paying extra foreign transaction fees.

You get the mid-market exchange rate, and there are no monthly or annual fees. The card also comes with features to help you manage your business expenses, such as instant spending notifications, spending limits, and card freezing and unfreezing.

How to apply

  • Create a Wise Business account. You can do this on the Wise website or app
  • Verify your account. This will involve providing some personal and business information, such as your name, address, and business registration number
  • Order your card. You can do this from your Wise Business account
  • Note: Cards for US Businesses are only available for sole proprietorships and single-member limited liability companies (LLC) Businesses with multiple shareholders can't get a card at this time
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